Financial Care

Are you struggling to cope with debt or money issues? Do you have problems managing your money?

B-Empowered is a confidential, personalised financial coaching program that helps you take control of your finances. It is free of charge and open to anyone doing it tough in the community.

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LifeCare B-Empowered can help you with:

• Debt management

• Financial education

• Budgeting

• Goal setting and motivation

• Advocacy with creditors

• Direct financial assistance in some circumstances

• Food relief and more

How does the program work?

You will have an initial meeting with a financial case worker to discuss your financial needs and develop a personalized program to help you manage your money. The length of the program will depend on your situation. In most cases, the program will run weekly for 6-10 sessions and then fortnightly or monthly depending on your progress and needs.

Sessions are one-on-one and confidential.


B-Empowered is a free service and is by appointment only. To make an appointment, please call Crossway LifeCare Centre on 9886 3899. Evening appointments available.

About Us

The B-Empowered program is operated by a team of experienced financial case workers; please note that we are not financial advisors, counsellors or legal advisors.

Contact us


Phone: (03) 9886 3899

Download Intake & Referral Form


Locally, LifeCare has become aware of growing numbers of people struggling with debt issues, often as a result of crisis and life circumstances. Many are severely disadvantage and require support break the cycle of poverty. B-Empowered aims to motivate and assist people to take action to overcome their life issues. B-Empowered is a pilot program of Crossway LifeCare and is being evaluated through impact measurement tools.